Our Business Philosophy is based on:

Independence – CEP is independently owned by Peter J Regan. CEP does not accept payments of any kind from any third party. CEP does not accept commissions, fees, or payments of any kind from any brokerage firm, mutual fund company, bank, or insurance company. Because of this independence CEP is not limited to any subset of investment alternatives and is free to use any investment vehicle or strategy.

Process - CEP is a financial planning firm that follows the Financial Planning Process. Before any recommendations are made a thorough review of clients’ goals, financial situation, and personal tolerances for risk is performed. Only after this analysis is complete are recommendations made.