Our client service policies are all about you. We have multiple communication strategies that make sure we are as accessible as you need us to be. And, when it comes to your assets, we always keep you fully informed so you know what's happening and why. Our personal services are designed to meet your requirements and contribute to your financial peace of mind.

Financial Planning Service
CEP prepares both comprehensive and segmented financial plans, CEP begins by gathering, analyzing and evaluating data from the client, including goals and objectives. Comprehensive plans include a case summary, reports on financial position, cash flows, tax liabilities, insurance coverage, client goals and objectives and investment strategies.

Plans are prepared based on client interviews, questionnaires, and/or documents supplied by the client. A customized plan is prepared for each client.

Segmented financial plans include retirement planning, tax planning, cash flow analysis, estate planning, education planning, asset protection analysis, business planning, investment planning and special situations.

Investment Advisory Service
This service is for Clients who want assistance in designing, implementing, monitoring and maintaining an investment portfolio. In addition to the analysis performed to prepare a financial plan, this service includes:

- Determining clients' investment goals
- Evaluating current assets
- Determining projected cash flow needs
- Determining any investment constraints
- Determining client risk tolerance
- Developing an investment strategy including specific investment recommendations
- Maintaining and monitoring the portfolio